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Standards for a Home Mortgage with Bad Credit

Requirements for FHA Bad Credit Home Loans

FTC Alert for Scams
Hard Money Home Loan
Loans for Subprime

Bad Credit 2nd Mortgages is reputable website inspired to post info about the BC Mortgage for people with poor credit looking to refinance or received cash back. Our no cost service connects consumers with specialized lenders offering subprime refinancing and cash out loans. Homeowners now have the luxury of choosing from FHA, second mortgages and hard money loans. Shop 2nd mortgage lenders that offer some of the best alternative financing and subprime mortgages in the nation.

  • Refinance into a Fixed Rate Second Mortgage with Bad Credit Scores
  • Bankruptcy and Past Foreclosures OK
  • Low Fico Scores Allowed with Bad Credit Mortgage Refinance

Use this website to find lenders that specialize in bad credit mortgages and subprime equity loans for cash back and consolidation. Shop and find lenders that cater to low fico score borrowers and our interest rates are reasonable.

  • Refinance into a Fixed Rate Second Mortgage with Bad Credit Scores
  • Bankruptcy and Past Foreclosures OK
  • Low Fico Scores Allowed with Bad Credit Mortgage Refinance

Top 5 Most Popular Poor Credit Mortgages

  1. Bad Credit Mortgage Refinance Loans
  2. FHA Mortgage with Bad Credit Scores
  3. Bad Credit Home Refinancing with Cash Out
  4. Hard Money Loans with No Minimum Credit Score
  5. Home Equity Loans with Bad Credit

Like our online bulletin board states, we offer state of the art house refinancing and 2nd mortgages for getting cash even after a bankruptcy, foreclosure or credit card charge-offs. Our home equity programs were created to meet your financial needs, even if your credit scores are poor. Since refinancing rates are low again, you should submit a request and get approved for a mortgage that rewards you for debt consolidation of your credit cards, auto loans, home equity credit lines and adjustable rate personal loans into one easy payment. No Credit Check Required!

While most banks limit you to 70 or 80% of your home's value, we can lend you up to 95 or 100% of the value of your home for loan amounts up to $100,000.

  • 2nd Mortgages from $25,000 to 500,000
  • No Equity Loans from 80 to 100%
  • Bankruptcy and Consumer Credit Counseling OK
  • Finance Home improvements projects
  • Credit Lines on 2nd Homes
  • Consolidate your high-interest credit card debt.
  • Fixed 2nd Mortgage Rates
  • Refinance Bad Credit Mortgages
  • Adjustable Home Equity Lines
  • Variable Second Mortgages for Low Credit Scores
  • Non-Conforming 2nd Loans
  • Hard Money Loans for credit scores below 500
  • Overcoming Bad Credit to Qualify for a Refinance
  • Refinanced Choices with FHA
Talk to loan experts that will try and help outline a plan for you to eliminate the burden of growing negative interest on your credit cards, and qualify for a secured 2nd lien with fixed, simple interest rates that may offer additional tax savings. As you know, tax deductions are difficult to find in today's volatile economy, so request a quote for cash out refinancing that makes sense to your bottom line.
  • Get Money for Unsecured Credit Consolidation
  • Cash to Pay for Home Improvements
  • Get a Bad Credit Second Mortgage for Bill Consolidation
  • Eliminate high-interest credit card debt.
  • Borrow up to 100% of your home's appraised value.
  • Stated Income Programs with No Income documentation Required!
  • Hard Money Loans with 1st and 2nd Mortgages

Quick Approvals & Quick Fundings

Learn How to Reduce Interest on Home Equity Lines of Credit

Get a Free Loan Quote for a Debt Consolidation Loan!

NEWS -In a recent survey, the Mortgage Bankers Assn., said mortgages with one or more missed loan payment (but not yet in foreclosure) rose over 7.5% in the 1st quarter of 2015. The MBA survey revealed the increase in loan delinquencies appeared to be a result of a sluggish economy and high unemployment across the country. A spokesman commented that with house prices up ticking again some California regions, more distressed residents are seeking the option of selling their property rather than a short-sale or foreclosure. Read the original LA Times article.

For homeowners that want to remain in their house but reduce their housing expenses, the Home Affordable Refinance Program continues to allow the subordination of 2nd mortgage loans. That means if you have a first mortgage that is underwater but a have been unable to refinance because of your second loan, times have changed. The HARP 2.0 has no equity requirements and the program has become more flexible because lenders are not on the hook if the borrower defaults.

Will the Fed Rate Hike Affect Rates on Home Mortgages? Janet Yellen has all but promised that the Federal Reserve will be raising rates in December for the first time in seven years. The question you should be asking is How will the Fed rate hike this effect mortgage rates in 2016? Could a .25 rise in rates really have that much of an effect in rates for residential real estate? The answer is both Yes and No, because some rates could be effected negatively and some could be affected positively. Remember that Yellen is not raising 1st and 2nd mortgage rates per say. Unfortunately many media outlets "lump all interest rates together and assuming that a rise in the federal funds rate is going to cause all rates in the housing sector to rise